Long Term Care Insurance Advisors is an independent insurance broker serving Minnesota and western Wisconsin residents and small businesses for the past 3 decades. We take great pride in helping people address their insurance needs, whatever they may be, by providing solutions that always need our two most critical criteria: suitability and affordability.
We are paid a commission by the insurance companies for helping you if we place one of their products. And, you can’t buy any of the insurance products we offer for one penny less by walking up to the insurance company yourself, since rates are fixed annually with the state of Minnesota.
Our firm specializes in the Life Insurance, Medicare, Annuities, Health Insurance, Long Term Care, and Retirement Planning fields. Our team has over 100 years of combined experience in insurance, legal, and financial planning services. They are excited to be able to work with you and present solutions to address your concerns.
The insurance industry continues to evolve each and every year. New products are introduced frequently like living benefits life insurance. New Medicare plans like Medicare Medical Savings Accounts (MSAs) were first introduced to Minnesota in 2020. New non-qualified retirement plans can grow your money tax-free by indexing the stock market and can never produce a negative return. These plans are very safe and secure to protect your retirement. Our annuities products can also index the stock market so you can get a reliable income stream to meet your needs.
Sig and I still have many decisions ahead as we pursue our "Second Honeymoon Faze" of new found freedom.
Rene’ Marie Gagon